The personal touch: She may be a newly minted billionaire, but that didn’t stop Rihanna, 33, from buying her own groceries late at night at a Whole Foods in Manhattan on Sunday

A small golden cross was appended to the pearls, and other gold necklaces hung down to her midriff.

Rihanna put on a busty display in a simple black top, which she wore under her black jacket, which featured thick gold buttons.

She dressed down the rest of her ensemble with a set of high-waisted acid-wash jeans with blown-out knees and other shredded patches.

The 5ft8in Work singer wore a rare black-and-gold striped Chanel no. 5 belt with a thick dangling gold pendant.

Luxurious: The hitmaker wore a stunning thick string of pearls around her throat with dangling gold necklaces and a rare black-and-gold Chanel no. 5 belt

Showing off: Rihanna put on a busty display in a simple black top, which she wore under her black jacket, which featured thick gold buttons

Low key: She kept the rest of her ensemble casual with torn acid-wash jeans, white Adidas trainers and a green New York Yankees baseball cap

Rihanna kept up her low-key theme with white Adidas trainers and a green New York Yankees baseball cap.

She appeared to be rocking short hair and covered up despite the late hour with chunky black sunglasses.

Earlier this week, the singer–songwriter was spotted with her rapper boyfriend A$AP Rocky as they left a nightclub at 5 a.m.

On Tuesday, she posted a joking photo of herself in bed with a massive tin of caviar on ice to celebrate that astounding financial landmark.

‘how I woke up after #FENTYPARFUM sold out this morning!!!’ she joked, referencing her line of scents.

Produce section: The Umbrella singer shopped in the produce section

Mask on: Rihanna masked up while pushing a grocery cart

Stylish star: The singer looked runway ready while running errands

Celebration: Earlier this week, the singer–songwriter was spotted with her rapper boyfriend A$AP Rocky as they left a nightclub at 5 a.m.

Lap of luxury! On Tuesday, she posted a joking photo of herself in bed with a massive tin of caviar on ice to celebrate that astounding financial landmark

Rihanna is now worth well over $1 billion, with Forbes estimating she’s worth closer to $1.7 billion.

However, that vast majority of that worth is unrelated to the music that made her a household name.

Most of her wealth is related to her cosmetics company Fenty Beauty, which the publication confirmed she owns 50 percent of.

Her lingerie company Savage x Fenty reportedly makes up another $270 million of her wealth, and the rest of her fortune comes from her music career, as well as occasional forays into acting.

Amazing: Forbes estimates she’s worth $1.7 billion. Most of her wealth comes from her Fenty Beauty cosmetics company, not her music; seen in 2019 in NYC